I'm happy to co-operate. I don't have to trust them for that. I extend my hand to others first. I can trade. I go in with the possibility that I can be ripped off - I'm happy to do so.
I don't think most people are nefarious. Most are incredibly ignorant though. Despite apparent intellectual abilities, most people are unable to think for themselves - they have been programmed. They have received their values and behaviours, etc and believe them to be their own, even though they have never considered them deeply for themselves. They believe its perfectly normal to spend their whole lives working at screens for money. Unbelievable! This is 'normal'. Wearing masks is now normal too, and no travel, ever greater government management of one's life is also normal. Etc.
So yes, there is the day-to-day trust - but what I'm thinking is that trust requires that 2 agents have freewill and a similar reasoned understanding. But we don't. I live in different universes to most, I think.
When I'm talking about trust, there is a relation to truth. Most people accept the truth they are provided without question. There is no debate - the TV doesn't lie, the government has your best interests, corporations aim to make profit but in a 'ethical' way, the law is independent, etc, etc. In dealing with people who accept all that uncritically, we cannot have trust. We do not have individuals interacting according to a common understanding. We have a herd that acts in a predetermined way. It looks like its made up of individuals, but its not. In fact the only thinking that's occurring is small, and relates to personal preferences (I prefer the taste of chocolate, I like watching sport, I will work hard for money to get the house, etc). The behaviour is hardwired, there is no element of free will there. No more trust to be had there, that you could have with a door or wall.