Actually, I think there is great risk. Money laundering is key to the operations of terror networks and protecting those who finance them - services rendered like web design can be a conduit for large money where no physical asset needs to change hands. It would not be out of the ordinary for a company to pay tens of thousands and even up to a hundred thousand for a site design.
I have done work in money laundering detection systems and I can tell you the means and lengths bad people will go to conceal and protect financial sources is mind boggling and it is quite often an excellent lead in finding said bad people, as they say - follow the money.
BUT - all that said I do hate most parts of the patriot act.