And also, I think that it is a positive thing that an institution that I can influence (government) is in control of deciding how transactions work.
This might also be a cultural thing, since I'm scandinavian, and "we" generally consider government regulation as something necessary.
Bitcoin governance is performed through mining pools signaling their opinion on proposals, we saw this with segwit and larger block sizes. As a relevant example Ethereum currently is going through a proposal and one pool has been vocal in being against it, another vocally for it. As a result miners have moved their hashrate accordingly. At these kind of scales I don't see how it's that much different form government. The rules are different, the norms are different but governance exists.
yes this is a regression from representative government - a corporate cartel controlling monetary policy
There are already services that instantly convert your crypto into another for ease of liquidity. You can quite literally vote with your wallet.
I consider bitcoin to be more of a pyramid scheme then your average asset.
https://www.casebitcoin.com/images/stories/charliebilello_re...
Another way to look at Bitcoins meteoric rise over the past ten years is as a catastrophic crash in value of the assets it (and currencies like it) may be in the process of replacing.