Google one gives you support it says. I had an issue with gpay once and the support chat was available and seemingly working.
But when your account is suspended that doesn't really help you eh
But when your account is suspended that doesn't really help you eh
For example, someone got banned from Ads for paying with Apple Credit Card https://news.ycombinator.com/item?id=20841586
I'm obviously not a fan of paying for protection, but peace of mind for your online identity is worth $X/month. Not to mention search, email, maps, etc. has way more than $0/mo. utility.