This is what I was looking for or I was going to post myself.

Why is the risk of being involuntarily committed so much greater than having a cop do the same. Or a cop just throwing you in jail? The anecdotes of peoples loved ones being 'committed and only getting released when the money runs dry', seems far more preferable than their loved ones being thrown in jail and released when they can pay the bond. Or sit in jail and wait for a judge.