Seatbelt laws are not the analogy I would use. It's direct physical bodily harm vs some unknown and unquantifiable risk when installing a 3rd party app.
We got by just fine in the 80s and 90s without App stores. So much innovation came out of that world which established the dominant players who are in control now.
And you don't even get security with App stores. As we already know with all the malware found in Google Play apps.
App stores are simply keeping the big guys big and small guys small with few exceptions here and there.
It's just another walled garden that keeps the little guy out and keeps players like Google and Apple entrenched.