That's what I was asking about, though. If there are any crypto projects that provide this given that the traditional payment flow [0]. Chargebacks seem to be conflated with escrow a lot while also simply pinning chargebacks to an oracle problem. If it really is that trivial, there should be a team that someone is aware of offering this?

From what I can find around current crypto "credit cards", it seems they are in reality just debit cards.

[0] Not money, but Visa - though this was ambiguous as written