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> Your observation about young people... equivalent of those living paycheck-to-paycheck “investing” in the lottery.

You're so close to uncovering something here...! Why do you think so many people play the lottery?

I'm sure there are many reasons. But many boil down to: I (rightly or wrongly) think a few lottery tickets don't really matter to my ability to eat/make rent/etc., it's fun to dream, and it's the only way I'll ever have even a remote chance to be "rich."

Spending your whole life betting on options won't get you anywhere compared to index funds.

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