I am a son of a single mother, who was a teacher at the time. In a country that was just recently liberated from the soviet union. Trust me, I was not rich.

Started my first company at 20, after dropping out from university. (mom wasn't exactly happy)

Sorry, your excuse doesn't apply.

Unless you want to claim that going to a state-funded university is a privilege, in which case I guess everyone in all the countries where universities are free are privileged?!?