The mathematical case against blaming people for their misfortune
psyche.co
psyche.co
Alcoholic gambler is a pretty nice approximation for life in general. For the individual, life is a very complicated gamble where you have no hope of understanding every single bet. The only difference is in complexity.
The poor alcoholic gambler fails at the most basic bets, the average poor human still fails but he is faced with far more complicated bets like choosing a college, degree, job, etc. STEM degrees might be an obvious way to avoid poverty, but not everyone makes it through one or even gets the chance to go to college at all. Even after they finish, the tuition debt can turn a good bet into a bad one very quickly.
This stumbles into the non-sequitur of assuming poor circunstances are caused by poor decisions.
_Very_ often the circunstances leading to misfortune are caused by random chance or decisions beyond the control of those suffering the misfortune.
In the case of the cab medallion, if Uber had been fully held to the law in terms of regulations, then the traditional taxi business would not have taken such a hit. Whether the traditional taxi business sucked or not is beside the point, as it is unfair competition when one competitor doesn't have to play by the rules. Uber got away with it for so long because it had resources which an individual fair player would not have had.
Likewise, as evidenced by people like Trump who have repeatedly failed with businesses and had debts reduced or forgiven (and then were given more loans to go repeat the process), poor regular people just don't have that option. When they take a risk, it is a real risk.
Current financial and business systems are stacked in favor of the already rich or powerful, so to rise up from nothing requires far more than hard work and a good idea.