Chase Bank: check out anytime you like but you can never leave
scrollinondubs.com
scrollinondubs.com
I would advise the author to check this out and see if he or the person he talked to was in one of the states that prohibit wiretapping without consent.
I doubt I'd have to even record calls as the dubious folks would just hang up.
(I wonder if this would be a salable Google voice feature)