I believe, from experience seeing it, many founders who succeed will quote literally everything but their background, upbringing, and privilege as a factor, even though the fact that they had little to worry about while building their empire with respect to you know, the things everyone else has to care about on a daily basis (bills, debt, what happens if I fail) is an extremely large factor.
The barrier to entry of them taking a risk is so much lower that it is (in my opinion) directly correlated to their success at the end of the day.
Anyway, that's all. Less about fairness, and more about wish this was really highlighted more.