Airbnb reimburses hosts for black swan events like these pretty often. My parents are super hosts and some local legislation shut down their Airbnb. Similar to this situation, they got a pretty generous reimbursement (but not complete). At the risk of sounding sappy about a ~100B$ company, Chesky really _does_ care about the hosts ecosystem. They also had the chance to purchase pre-IPO equity, which was pretty cool.