Signal is supported by a non-profit foundation https://signalfoundation.org/
According to Telegram's Pavel Durov, "A project of our size needs at least a few hundred million dollars per year to keep going." [0]. Telegram has close to 500 million monthly users, how will Signal pay for their operations when they approach the same numbers, which I assume is the goal? A business model will be needed, Telegram only recently started talking about how to bring in money from other sources than the personal savings of the founder.
Edit: Is it really relevant to compare to SSH? Does SSH have user signups or servers that handle large amounts of real time communication? How many developers does SSH have employed?
On the other hand, I think Signal doesn't store anything once it has been delivered and any backup will have to be made on separate via some DropBox or Drive.
So the cost should be far far less than Telegram