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Software engineers can't always be the best or effective at solving problems that require specialized non-software engineering knowledge.

In an SV-style company that develops a SaaS product, engineers can make all sorts of decisions, since they are solving a problem they are intimately familiar with.

What about other industries that require specialized knowledge or regulatory bureaucracy, like finances or healthcare?

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You just have other technical roles to handle those areas that are treated the same as the software engineers. Or "technical" roles in the case of bureaucracy (once it gets complicated enough to need entire people to manage it).

this, I work with mid-size ERPs that deal with some law, some tax, invoices and all this shit that ERPs deal with and I wouldnt trust myself to commit any "business logic" decision in that environment

there's so much stuff happening

In such an environment engineers should be working closely with these subject matter experts... you don’t just put fear in the engineering culture and throw layers of bureaucracy at the engineers.

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