When I went into sing my Mortgage Loan, the officer pointed at the X's and said "sign here, here, and initial here, here, and here"
I then turned to page one and started reading.
The conversation that ensued, where they tried to get me to sign without "wasting their time" was amazing. I get I'm unusual for wanted to read what I'm signing, but I can't have been the only one. I do suspect I was one of the rare ones that they couldn't bully into signing quickly.