Thank you, I really value this type of advice from older and wiser people. I don't have anyone in my family who knows money well so I need to learn from others
Then once you have one of the vanguard mutual funds (let's say Target 2060), you can literally have it automatically pull from your bank account every 2 weeks and invest it straight into the fund. You'll never even have to log in after that. Bump up your monthly investment whenever you can, and over a couple years (or a decade or so) you'll end up excellent financial security and even possibly real wealth without realizing it.