> The worrying thing about a 10-person startup is their lack of money.

I work at a company this size. We've almost gone under quite a few times. We're still here. It's an interesting way to live. It's certainly not for everyone, but you get an enormous amount of influence and autonomy. The pay isn't "great", but I make enough that my wife can stay home with our three kids and the numbers in the bank account just keep going up.

Of course, a lot of that is lifestyle decisions, but working at a small company is a lifestyle decision as well.