YLL is an interesting metric but deceptive. As the article says, about 80% of deaths have been in the 65 and above bracket.
For example, if a person dies at age 50, and life expectancy at age 50 is more 25 years, then the YLL is 25. In contrast, if a person dies at age 80 and life expectancy at 80 is 2 more years, then YLL is 2.
https://healthcostinstitute.org/hcci-research/the-impact-of-...
Stipulation: if the baseline life-length is 80 years and a ninety year old dies, then the YLL is 0 and not -10.
No, of course it isn't.
A 90-year old isn't expected to instantly die. They have some remaining live expectancy, maybe two or three years, even if they have passed median live expectancy.