My verdict: the author lives in a bubble that he has created and paid for. However, that bubble is also his prison; it suppresses his ability to make sudden changes in life.
I am fairly ok with sleeping on the street, since I've done it a number of times, so when it comes to making a mildly life-changing decision I'll be more confident about taking a risk.
Look, I like sitting here in a nice couch, typing on a Macbook about how hardcore I am, just as much as everyone else does. But ultimately, a nice couch is just that -- a nice couch, and a candle in the bathroom is just a fucking candle. And in a hundred years, no one will care if you had a nice couch or a candle in your bathroom, but they will if you wrote a book or created something beautiful.