What you say is crazy. I live in Paris with 12k a year, no holidays and not comfortable but it _is_ a living wage, the minimum wage actually. I can imagine needing the triple of that if I took holidays and treated myself to nice restaurants and bought fancy clothes. But that's still well below 70k. So if you are the kind of person that consider 70k very low, you are also the kind of person I would remorselessly take the money from.