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>U.S cardholders may opt out of Visa

So is the rest of the world not covered by this data collection effort or are they just denied the opportunity to opt out at all?

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In EU you would have to opt in since there are actual data protections for consumers (that's if it is abusing user specific data which I have to assume it is)

EU data protections wouldn’t apply here since it’s aggregated - not sure where the EU opt out is though

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