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The claim that one is unable to afford health insurance with a salary between $30k and $60k is... Factually incorrect. Do you mean that the medication for T1 diabetes is unaffordable at that salary range even with health insurance?

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I agree with you, and to give some numbers as examples for other readers to respond to, I've seen good individual health insurance in the $500-1200 range, and there may be tax advantages associated with paying it. That's not a huge amount per year if you are getting the $30-60k hypothesized interest income.

You're right. After doing some research I could actually pull it off, but it would be pretty tight.

There's some decent insurance options for ~$700/mo. That's still $8400/yr. With $60k/yr income, that might still be doable but I don't think it's realistic on a $30k budget.

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