DIY boards with sandwich case is the cheapest option, but they don't look or feel anywhere near as robust as boards with full case design. You also need to factor in cost of tools to assemble one, and switches and keycaps, so it actually ends up being pretty close to the examples above.
I'm quite fond of the kits sold by https://www.littlekeyboards.com/ They have a good selection of some of the more popular split ergonomic keyboard designs mostly from Japanese keyboard designers with different kits, incl. different case options. I believe they will also assemble the keyboards for you at extra cost.
With all the options (larger cable in between the halves, risers, etc.) it's closer to $200 than the $99 base price but still a tremendous value.
An added benefit over most other super ergonomic keyboards is that the design is close enough to standard QWERTY that it's pretty trivial to get going. I've a few friends who have really struggled with the more aggressively altered layouts of some of the other designs.
You can further reduce the cost by ordering the PCB yourself from China, and some components from electronics suppliers, or laser cutting a case yourself at a maker space (or doing without).
It's also possible to do without a PCB, and handwire the whole thing. This is common where there's little alternative, like on the Dactyl or Dactyl Manuform 3D keyboards.