Looking back - I don't think any of it made much difference - though I have no regrets.
Now that I'm in my early 40s I've sort of lost the energy to care so much. I empathize with people struggling but sort of throw my hands up in the air.
I've shifted my focus toward my family and I feel pretty good about that.
It feels like I'm having A LOT more impact by investing time and money into my family than I was able to by investing in others and their families.