11.49% of my living costs were covered by passive income in 2020

lucas03.com

2 pointslucas033 comments

To me this doesn't look like passive income. As your capital is at risk. I was thinking app sales or something like that.

No passive income source (dividends from stock, real estate rents) is risk-free. Nearly zero jobs are risk-free either (you could get fired, laid off, etc).

There is no risk-free source of income.

That's fair, but there's something about a yield that comes from work already done that is different than a yield that comes from an active decision to invest ones portfolio in a certain way.

Additionally it's conceptually difficult to draw a hard line between capital gains and dividends and then suddenly background market fluctuations could make a year look very good or very bad.

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