People who are holding real estate exposure in the US are the primary beneficiaries.

Then you add in redlining, and it starts to look systemtic.

So the cure should be appropriate to the disease, make home ownership practical, affordable, and (if you are into reparations) subsidized.

Or at least as subsidized as being a rich person is in the mortgage origination process (via that stealth socio-economic test that is your FICO score).