See my other thread here about how by not being a progressively structured ISA, you can cause the most harm to students who get the least out of your 'school.' Not to mention your securitizing of ISAs removes the argument for your model that you align your business with the success of your students.

But frankly, if the only thing you took out of this post is that the ISA structure is poor, without considering how you have all the power to set and enforce terms in your contract, I don't think I have much else I can say to try and help you. I think there are a lot of ways you can improve Lambda School to make it better for the people attending. And they don't involve deleting Reddit threads of criticism.

Edit: s/selling/securitizing