Unfortunately it is not true in general that the reason accounts are being banned is incivility. Censorship of unwanted opinions is very much real on this site.
But I've had it on for a while now and I usually read a few of the dead comments. I see a lot of incivility, inanity, very little in the way of a politely expressed, well-thought out but unpopular opinion.
Do you have an example of someone being banned simply because they shared an unpopular opinion?
Also "not true in general" implies that you seem to think that its a widespread problem and banning people simply for having an alternative opinion is one of the more common reasons people are banned. On HN that is something I find hard to believe.