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>We truly have no idea what the future if Cryptocurrencies are.

Yes we do...

Why in the utter hell would I ever use crypto that has ABSOLUTLY ZERO GUARANTEE after I pay someone?

Curious, which country are you living in that doesn't have laws against fraud or theft?

Curious, why are you being intentionally obtuse?

Have you ever paid for anything in cash? That has exactly the same guarantees.