I always found it a bit hilarious, what’s the de facto difference between something being legal, and it being decriminalized to the point where you have stores selling it? Not a rhetorical question.
The harmful side-effect of a state-legal cannabis industry but denied access to banking can lead to holding too much cash on hand and robberies like : https://www.mercurynews.com/2020/11/04/person-shot-by-police...