It is deceptive to say 'I don't understand' when what you mean is 'I disagree.'
Your central argument is: 'You offer a service to everyone. I already have that service. Therefore you are not creating value'
Your central argument is: 'You offer a service to everyone. I already have that service. Therefore you are not creating value'
But - for the sake of argument - if they do, I don't see the unique selling points.
PS: bitcoin holder since 2014, so im not here with anti crypto propaganda
PS2: i find it weird that noone here talks about USDT