BigDecimal("123.45") != 123.45.to_d. You should always prefer the former. In the latter, 123.45 is first read as a float, which introduces an error because it is not exactly representable as a float.
BigDecimal("123.45") == 123.45.to_d
=> true
Counterexample:
BigDecimal("1.5999999999999996") == 1.5999999999999996.to_d
=> false
The most ergonomic way to initialize decimal numbers is IMO "123.45".to_d
(Note the quotes around the number. `.to_d` is being called on a string.)BigDecimal's only lossless API is through strings. It would be nice to have native support for decimals at the parser level:
0d123.45 => BigDecimal("123.45")