Second, Nissan tried having the Leaf default to 85%. But they got in trouble for claiming more range than they should. The government rates the capacity in the default configuration.
Presumably these "it's a lease" folks are just choosing to set the 'limit' at 100%.
I agree with other comments that I prefer the regen anyway; it's weird to charge to 100% and have to use the brakes to slow the car so much. Your efficiency on that last 10% of charge is lower because of this lack of regen.
Guilty as charged :). We charge our Model 3 to 80%. But my wife's Bolt is a lease, so we just left it at the default so it always has maximum range.
It sounds like GM set the level too high, but it could also be something else like a problem in the battery's thermal management that is fixed by limiting the maximum charge level.