IIRC, Stripe used to have a "subscriptions" API at no extra cost. A few years ago, when they launched Billing (with the 0.5% fee), they moved everyone over to that but grandfathered in the old pricing. Now they're making everyone pay for it.
What bothered me the most was earlier this year when they stopped refunding fees when issuing refunds. They rolled out a feature during the early days of the pandemic, and in the same week they started charging older accounts for refunds https://news.ycombinator.com/item?id=22371330
> If a refund takes place, you will also be refunded the following transaction fees:
> - The domestic processing fee (for example, the 2.9% fee)
> - The cross-border processing fee (for example, the 3.9% fee)
> Note that the Authorization fee and Disputed chargeback fee are non-refundable.
So it looks like Amazon Payments holds onto the 30 cents but refunds the variable part. It's obviously not zero, but for a $100 domestic charge Amazon's 30 cents is much less than the $29.30 that Stripe pockets.
Is this true?
God I hope the decimal is just in the wrong place there