I have to believe this is Stripe leadership pumping up the revenues/profits to look peachy for their IPO, so they can all get a considerable exit while raising a war chest - meanwhile competitors will come along and try to take market share while Stripe can spend more on acquisitions and feature development for the same price. I think this play as part of the VC industrial complex leaves them more vulnerable than is obvious - but leadership won't ultimately care because they're set for generations.