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Have you tried using that full 1TB? Many small time hosts oversubscribe and will look for a reason to boot you if you go beyond a reasonable usage %.

Yes, I have. I ran it full for a couple months, on accident.

I had a symlinked directory getting backup up twice...

I never heard a word from them, but I eventually noticed and fixed it. I generally run around 600GB.

Sure but do you get to use office apps as well? I assume majority of the cost in the Office deal is the cost of the full Office suite

Sounds like a bad deal, comparatively. Microsoft skips the low-level interfaces but gives you redundancy and usable UIs and services (on top of an API)

I can run other services on top of backups, for example, I run a calibre server.