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> how the heck do I pay my student loans and save up for a $2M starter home

Not valid for Scandinavia. In Denmark we get paid approx $1000 per month (like a wage) for studying and we pay $0 for attending university. You only have to pay for your own computer.

Some students have a part time job, some get extra money from parents.

So many students get by with zero loans.

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My apologies. I was thinking of this comment with too much of a US-centric view.

And what proportion of 18/19 year olds goto university?

It's a different culture than the US. Not at all the same pressure to immediately go to university, many people get jobs and travel while feeling out what field they really want to enter. This is of course dependent on the current jobs market. Personally I had three years.

Then university has nothing of the general courses and only specialized following your program.

You have some statistics in page 7 here, for Sweden though. It is influenced by people taking single courses and masters programs instead of the first enrollment so keep that in mind.

https://www.uhr.se/globalassets/_uhr.se/publikationer/2020/s...

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