I’m a Black woman in fintech. My industry has to overcome its racism to survive

I can guarantee you there is minimal barrier to any individual getting a job in fintech besides being fine with extracting fees from people ill-equipped to pay them, or acting as a formerly impractical middle-man/transaction facilitator by adding a few microprocessors and sensors to something.

As long as you can maintain the belief you're "helping people" while your company extracts the majority of their revenue from overdraft and late fees, and deliberately targets the financially rocky due to the increased likelihood of fee extraction; you're golden. As long as you don't pay any attention to the drastically different life between the call center folks, and the engineering department, and can somehow shove the resulting cognitive dissonance out of your head, you should be fine.

If you can't do any of those things... Just stay away... Which is easier said than done, seeing as every tech business eventually evolves toward fintech at some point.