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You can download the files but it's not your game it's just some gamefiles that most likely won't work without steam / internet.

Tomorrow Steam shutdowns you lose every games, period.

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No you don't. Devs don't have to use Steam's DRM if they don't want to, so you won't lose every game. Period.

Most games do use DRM. However, you can use Steam client in offline mode as long as you were last logged into your primary account. So, even if Steam shuts down, you can still run the games on your computer.

So, you really won't lose any game.

This is just blatantly false

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