My value is "I want to have enough money to provide for my family". One way of achieving that is by getting a big lump sum payout, at the risk of future employability. The other is switching jobs frequently to stay on top of things and remain employable. I think your tone is a little condescending.

My point is that I overweighted the risk of future employability from staying a few years at a shitty place. Lots of people on HN will tell you that's a death sentence and they would never hire you with a period like that on your resume. But in retrospect I don't think it would have had nearly the impact I imagined.