If anyone has a Google account, you need to Takeout regularly.
I probably could try to bisect if there is a specific type of data that prevents Takeout on my account, but I haven't bothered as I think I have all the important data otherwise backed up.
In theory it's great in practice you don't have access to it.
So you just need to configure the takeout once a year and you'll automatically receive a backup once every two month.