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Comment by flowerlad | Hacker News Reader

In 2001, Acthar sold for about $40 a vial. Today: more than $40,000. An increase of 100,000 percent. "Medicare is not allowed to negotiate the price of drugs because of a law passed by Congress." [1]

26-year-old recently removed from his parent’s insurance plan, was found dead in his home because he couldn't afford $1,300 per month for insulin. [2]

This is basically white-collar looting. It is sad that this allowed to happen in USA.

[1] https://www.cbsnews.com/news/the-problem-with-prescription-d...

[2] https://www.nytimes.com/2018/06/22/well/diabetes-patients-at...

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The problem is not that one company attempts to raise its prices, the problem is that it is very difficult for competitors to undercut them. The FDA has made it very expensive to introduce and support products in the US pharmaceutical market; it has imposed huge compliance costs, and helped drug companies sustain those costs through exclusivity arrangements.

Moralizing about health issues feels good, but these issues are created by simple economics (market and regulatory issues), not ethical deficiencies.

Or you could do what literately every other country in the world does, and have price controls.

There's a huge hidden cost to price controls through - they don't promote innovation as much as markets do. The US develops over half the world's new pharmaceuticals, if we imposed price controls today, we would have fewer life saving medications tomorrow because the companies couldn't afford to do as much R&D.

I think that there are Americans who don't feel like volunteering to pay money they don't have food drugs they need for that.

well considering we already subsidize the early R&D for these companies with our University system, and insulin hasn't changed in 50 years, I see no reason we can't price control certain drugs. Could even use this as a guide https://en.wikipedia.org/wiki/WHO_Model_List_of_Essential_Me...

> insulin hasn't changed in 50 years

That is false. The insulins sold today are MUCH better than the ones sold 50 years ago. They're much better than the ones sold 25 years ago. Admittedly, the ones sold 25 years ago are effective, but it is much more convenient using an insulin that kicks in in 15-20 minutes and has a relatively short peak than one that kicks in in 30-60 minutes and has a long peak. It's doable either way, but the quality of life is much different.

Pretty sure people who's only other alternative is death would be fine with the old and slightly less effective insulin

I agree with you 100%. I was only addressing the statement that insulin hadn't changed in 50 years.

Trivially untrue, right? Recombinant DNA technology is younger than 50 years so we used porcine insulin before that. It'll still work, honestly, if you're up for it.

If drugs are too expensive, then at some point more lives/quality of lives are lost because people can't access them than are saved from more drug development.

A balance must be found between ensuring fair access at affordable prices, and ensuring fair returns to the pharma industry. This is precisely the goal of pharmaceutical price regulation in the UK:

https://en.wikipedia.org/wiki/Pharmaceutical_Price_Regulatio...

Much of drug R&D is funded through the NIH.

Let's make sure people in their 20s aren't dying because they can't afford insulin before we start worrying about how to promote innovation in the insulin market.

What innovation does insulin production for diabetics require?

You're talking about introducing another layer of complexity on top of an already Byzantine system. Price controls come with many issues, such as incentivizing lobbying & corruption, as well as dis-incentivizing market entry & long-term investment, resulting in a lack of capital expenditures which causes inefficient production.

Healthcare is complicated, and we need to simplify it as much as possible; this is a great example of a situation where we could use 'simple rules for a complex world'.[1]

[1] https://hbr.org/2012/09/simple-rules-for-a-complex-world

Sure, our healthcare system is crazy. But is healthcare really inherently complicated? This is a solved problem basically everywhere else in the world.

Germany has had universal healthcare since the 1880's under Otto von Bismarck. This has been a solved problem for more than a century.

The problem is that everywhere else in the world doesn't have the delusion that unfettered capitalism and healthcare are compatible.

The US manages to pick and choose socialistic policies in some areas, and I'm more or less just waiting for them (us) to come around to the view that basic healthcare is just one of those things that everyone needs in order to have a decent shot at life so you might as well just provide it as a blanket service.

The US system is far from perfect, but blaming its dysfunction on 'unfettered capitalism' is absurd.

The US healthcare system is among the most heavily regulated industries in the US economy. Among those regulations are FDA policies that give Big Pharma monopolies on new drugs. The FDA extends these monopolies for decades, allowing companies to operate as state-created monopolies. Once the state-created monopoly times out, competitors face a years-long approval process before they can market a generic version of an already approved drug.

That’s true. But given the relative success of socialized healthcare in most other countries, I’m not sure why you’re seizing on the “unfettered” part rather than the “capitalism” part.

You're absolutely right, "unfettered" is hyperbole. I just get a bit weary of the "free market will fix it" attitude, because it's only really free market if all involved parties are free to set the terms of the transactions, and most consumers of healthcare do not actually have much power to do that (or even to know the terms before "purchase"). So the "free market," to the extent that it exists, optimizes for those participants who do have that power, to the detriment of the end user. In my opinion, of course.

Somehow, every other country on earth seems to be managing.

Your comment and the one higher in this chain makes it sound like a hard problem when it's only a problem for the United States and no other (1st world) country. I don't really understand how that's possible.

It's a well-established pattern.

https://www.theonion.com/no-way-to-prevent-this-says-only-na...

>"When disagreeing, please reply to the argument instead of calling names. "That is idiotic; 1 + 1 is 2, not 3" can be shortened to "1 + 1 is 2, not 3." "

>" Please respond to the strongest plausible interpretation of what someone says, not a weaker one that's easier to criticize. Assume good faith. "

https://news.ycombinator.com/newsguidelines.html

I can assume good faith while still believing your comment is driven by the same American Exceptionalism mentality that leads to the mindset echoed by The Onion article. If your concern is that the reply comes across as mocking rather than engaging: the article was more concise and more eloquent than the potential diatribe I had written up, so I used it.

I am not an American, and I do not believe in American Exceptionalism.

Someone (skipants) did respond that way:

> Your comment and the one higher in this chain makes it sound like a hard problem when it's only a problem for the United States and no other (1st world) country. I don't really understand how that's possible.

Yes, healthcare is byzantine in the US, but it's not less complex in any other first world country, yet America is a dramatic outlier -- in a bad way -- in terms of price to performance. Countries that do markedly better on such measures are also countries which tend to have some kind of price controls built into their healthcare system.

While I understand the temptation to bristle at the more needling comment, it's hard not to see debating over whether someone whose username is "Asshat" is being unfairly sarcastic as a bit beside the point. (Also, the good admiral did not, as far as I can tell, attack you, he attacked what he perceived to be your argument.)

Corruption in the British NIH seems a non-problem. The newspapers would be full of it if it were.

Perhaps you should be arguing against lobbying instead of arguing “well, if we try to stop big pharma they’ll just fuck us so might as well roll over and die”.

Those compliance costs are in the best interest of large pharmaceutical companies, they lobby for it. If these regulations did not exist, small companies would be destroying the disproportionate profits to be made from generic drugs.

I wouldn't otherwise argue for price controls, but if you give these companies the gift of keeping competition from the bottom out, you need to account for that, because competition is the only thing keeping a lid on prices in a free market.

I'm not arguing that the pharmaceutical companies are 'good guys', just that the situation was created by the FDA. I think the simplest and safest solution is to reduce compliance costs (which are extremely high in the USA), and allow the new entrants (initially small companies) to rectify the situation. This is not an instantaneous fix, and I will admit that it is a bit unsatisfying, but it's a robust solution.

Fair enough, but with that proposal you have the FDA and pharmaceutical companies positioned against you.

Price controls - at least with a Democratic administration - are more realistic, because the FDA doesn't care about that and the pharmaceutical companies at least get to keep their moat, which they will prefer over some lost profits from generics.

I completely agree that the pharmaceutical companies will lobby to keep the current regulatory barriers. 'Big Pharma' has specialized in regulatory compliance, not drug development and production, so they'll fight to protect the barriers.

I don't think price controls will work quite as well as you do, and I disfavor solutions which require a benevolent bureaucracy (and executive branch).

Yes, they are indeed created by ethical deficiencies. There is nothing in the way of the legislators to pass a law which says insulin and similar substances created to treat diabetes cannot cost more than 100$ a vial. The only thing in their way is their greed. Their greed for sweet lobbying money.

The Supreme court ruled that cross marketing agreements were okay. Which allows a drugs companies to buy off generic competitors. Also generic drug companies are colluding on prices and the government just occasionally fines the companies instead of throwing corporate officers in prison.

On the scale of a market in the many many billions, the costs imposed by FDA aren’t even a rounding error. That’s not why drugs are expensive.

Generally, Pharma companies charge a lot for medications in the US _because they can_ - because no one stops them. Lots of other countries have systems which limit price, or set drug prices according to value, or similar.

Why doesn’t the US? Fundamentally, it’s got to come back to allowing money and thus big business to influence the US political system so directly. Until this is fixed, sadly little is likely to change.

Your comment seems to suppose that basic economics do not apply to healthcare; do you believe that it's a 'special case'? I see healthcare as being similar to every other market, and think that the cost issues are driven by regulations and incentives.

Healthcare is an inelastic market. If the new iPhone is too expensive, keep an old one, of buy a used one. If your insulin dose is too expensive, you die. Normal market rules of supply and demand do not entirely apply to Health care markets.

There are lots of inelastic markets, and I'd agree they do often suffer from short-term price volatility, but the US healthcare market suffers from longer-term price 'anomalies', which I believe are a product of its unique regulatory landscape.

Other markets with inelastic demand and/or supply also suffer from long-term price anomalies: take housing/rental in SF. There’s certainly some more contributing factors that make an inelastic market turn into a problem, but it’s fairly obvious that it’s not governed by the regular “simple” market explanation of supply and demand converging to a price point if the demand is essentially fixed.

Housing and real estate have a regulatory environment which may be as Byzantine as that in healthcare! Real estate is a little 'better' because you have competing regulatory regimes which serve to (somewhat) moderate the extremes, but it's still quite bad.

If you're looking for a contrasting inelastic market (one with a simpler regulatory landscape), I'd look for other industries with high capital costs, such as semiconductor manufacturing.

> If your insulin dose is too expensive, you die.

While that is true, you are not including the option of switching to a cheaper insulin. The older insulins (R/N/L) were, the last time I checked, something like $25 per bottle, over the counter.

Cheaper insulin is worse insulin, harder to manage, and ultimately will shorten your lifespan. If you've never used it before/are underresourced about its useage it can 100% still mean a death sentence. Still inelastic imo.

I was replying to the statement that "if your insulin is too expensive, you die". Cheaper insulin is not harder to manage than dying.

Cheaper insulin, being harder to manage, can and does kill you.

Haha, no. If your insulin dose is too expensive, you die. If my insulin dose is too expensive in America, I ship it from generics factories in India¹.

The problem for you is that you can't do what I do. And maybe the problem for you is also that I can't sell you what I get this way.

So in America you have 'shortages'. I do not. And if you wanted, you could also choose not to have 'shortages'.

I remember the same thing happening when Chloroquine was 'in short supply'. I could always get some. You never could. This is by choice. You live by rules that the universe does not require of you. These are probably for other reasons like perhaps you believe in living by the categorical imperative. But there are predators in this forest who do not believe in that.

¹ Even insulin can come here stably and safe. But drugs for other conditions are easier. And what I'm saying here is not strictly true if you're familiar with the details: it's not actually a generic, etc. etc. The important thing is that it's cheap and available.

It sounds like you’re saying “this isn’t a problem if you simply break the law”, which obviously isn’t a real solution to the problem.

It makes obvious that the problem is the law.

Exactly. Thank you.

Demand is relatively inelastic in healthcare. Supply is not. The fact that I need a product does not constrain suppliers from supplying it. So normal supply elasticity of supply rules apply.

FWIW, I was sketching out the situation in the US healthcare market generally, and not specifically referring to the insulin situation.

To expand slightly (all IM opinion/observation):

a) Often, there isn't a 'market', as there might not be multiple competitive options for each disease.

b) Even in situations where there are (say) two roughy similar treatments for a disease, market forces don't always apply - manufacturers differentiate via other routes and try to avoid price erosion.

c) It's uncertain how often price directly influences prescribing decisions (in the US, or indeed in many countries).

Why doesn't competition step in and increase the supply of insulin, thereby decreasing its cost? If insulin is 1/8th the cost elsewhere why can't I import it from overseas and sell it locally, making arbitrage profits?

Is there something other than regulatory capture going on here? If not it's less a case of "because they can" and more a case of "because others can't".

Because your cheaper product needs to be fda proved, which either is extremely expensive or these is some huge cartel conspiracy. Probably the first.

Short answer: because of regulations.

Just to give you an example how ridiculous the US health care is. I used to live in California and I had an inflamed wisdom tooth. It cost me so much to get it out (fully insured, premium+, high income insurance) that the amount I had to pay __after__ insurance (out of pocket) would have been enough to buy a ticket to go to Europe, visit a random country get the operation done, fully pay for (without insurance coverage) it and fly home to Cali.

The state of Utah flies employees to Mexico to fill prescriptions there because: "The cost difference is big enough that the state's program can pay for each patient's flight, provide them with a $500-per-trip bonus, and still save tens of thousands of dollars"

https://www.pharmacist.com/article/utah-sends-employees-mexi...

>would have been enough to buy a ticket to go to Europe, visit a random country get the operation done, fully pay for (without insurance coverage) it and fly home to Cali.

This isn't even uncommon among people in Europe. A lot of people from Western Europe get on a 50 bucks Ryanair flight to Hungary or Romania, get their dental work done and fly back home.

The difference is the price of ticket to fly over a continent + the Atlantic Ocean vs fly over few countries. On the top of that, the other reason why people in some Western Countries (for example Ireland) do this is very surprising: quality of service. Ireland used to not have emergency dental service and even the general dentistry was not that great while being much more expensive (not US level though) than in Hungary, Romania or Poland. There is an entire industry specialised in Hungary and Poland to server Western clients.

FWIW health insurance and dental insurance are very different - dental insurance is always separate from health insurance and often covers very little, often nothing beyond checkups. The last time I had a plan offerred it covered up to $1200... but cost $100 a month. The cost was actually equivalent to the price of checkups. I'm not sure why this played out the way it did -- probably because it is procedure focused.

FYI the dental insurance company forced me to submit the claim against the general insurance company and only wanted to deal with the case when it bounced back. I had a premium dental insurance at the time. This is what insurance companies can do in the USA and most people who are moving that are not aware of it, because it is so unimaginable that one of the richest countries of the west has an insurance system like that.

And this is the REAL issue. If I was allowed to start a pharma company as easily as I could start a software company then you bet I would be doing that instead of SAAS. I can guarantee that prices would be lower than the rest of the world, and that American pharma companies would be top-of-market in international markets as well.

But, the mafioso in-bed-with-the-gov-and-politicians absolutely corrupt elitist-owned system that we have in America is ruining this country.

And to all the people downvoting the "regulation" comments: You are being COMPLETELY intellectually dishonest, and you know it. Game theory validates that regulatory capture is 100% the issue. The Universe and nature work by a set of laws that has been investigated since the 50s with Von Neumann, Nash, etc. It is time that we stop telling ourselves that some politicians in government are going to magically create legal algorithms that outperform the laws of the nature. It is dangerous, immoral, and stupid and it ends up only protecting and embedding the existing corrupt elite for life.

I generally agree with the sentiment but you definitely go too far.

> Game theory validates that regulatory capture is 100% the issue.

Regulatory capture cannot be the issue because it exists pretty much everywhere (in the Western world, I guess), yet US prices/insurance/medical spending is higher than in e.g. Europe.

Maybe it's the US flavour of regulatory capture - that's an option - but then you should be railing against that, not pulling a fake reductio ad game theory argument out of your sleeve - I mean, what do you propose as the alternative, an unregulated drug market? I mean, I'm very much in that direction - I believe all drugs should be legal and accessible, the only restriction I'd put on the "freely" part of "freely accessible" (e.g. new/experimental drugs only if you're dying, hard drugs like heroin only if you go through 6 months of classes & psychiatric evaluation, etc.) - but even that's clearly still a "regulated market" (e.g. disallows misleading advertising).

I'm curious about the details of this for insulin. Is it a problem with one political party or with both? Does the pharma oligopoly control the politicians through donations/funding? Or is there a legitimate IP protection reason that the pharma companies have that justifies the lack of competition for insulin provision?

Health insurance company profits are capped at 20% of the premiums they take in[1]. So not only because they _can_, but they actively want healthcare costs to go up, because that's the only way they get to increase their profits.

https://www.healthcare.gov/health-care-law-protections/rate-...

Meanwhile in Germany and Switzerland there are non-profit health insurance companies:

* https://en.wikipedia.org/wiki/Healthcare_in_Germany#Health_i...

* https://en.wikipedia.org/wiki/Healthcare_in_Switzerland#Comp...

Both usually rank quite well in various international comparisons.

The US has a great healthcare system, but abysmal health insurance.

Lots (perhaps most?) of US health insurance providers also non-profit.

Are lot of tiny non profit insurance companies exist generally created by companies or religious groups to run their insurance. However, in terms of the overall market share it’s under 1/3 and significantly less when you look at companies that accept anyone.

Lot's of Hospital Systems in the US are ostensibly non-profit, but the number of Administrators & executives (and their salaries and bonuses) have been going way up

This doesn't appear to be true. There are other ways for health insurance companies to increase profits.

The US Health insurance industry spends on average, 86% of premiums on healthcare costs[0], which means they can increase their profits by reducing those costs, since 80% is the floor.

12% of the left over premium gets spent on operating expenses, which leaves the industry with a 2-3% profit margin[0]. So another way of increasing profits is for the companies to become more efficient.

These figures are for the industry as a whole. Any individual company will have other avenues of increasing profit, such as growing their market share.

[0] https://content.naic.org/sites/default/files/inline-files/20...

This is not about direct costs. It's about FDA banning competing products so one company can charge astronomical prices.

It's not that other countries didn't have the same rules. Before you can market a generic in Germany you must convince the Institute for Pharmaceuticals and Medical Devices that your product is comparable to the brand-name medication. People like to blame the FDA but tend to disregard that Europe and Japan have similar safety requirements.

When you read some of the inspection reports from White Oak you wonder: what would pharma manufacturing in <insert faraway country here> look like if they knew the FDA didn't exist!

As I understand it the FDA is different.

Even if your product is comparable to the brand-name medication, the cost, time, and uncertainty of getting a permit is so prohibitive that many smaller medications are left with well protected monopolists.

That's at least what I hear. I don't work in the industry.

The monopoly or the public authorities aren't even the problem, natural monopolies are well understood and brought under control by regulation. There are three manufacturers of insulin in the US, about six worldwide. Everywhere else the natural monopoly is dealt with by price controls, except in the US. They could, but they don't want to.

Why would insulin be a natural monopoly? It seems like a commodity, which is kinda the opposite.

Aside from modern insulin variations under patent, but that's different.

I suspect the barrier to entry that creates these monopolies is again the access to FDA approval. You can only really make money in the US market, due to the price controls elsewhere.

The high US drug prices subsidizes the world to a big extent, and I wonder how much of a drug industry would survive if the US also went for price controls.

Why would insulin be a natural monopoly?

It's the confluence of the low profit margin, high barrier to entry (FDA) and inelastic demand. The market does not support more than five or six players worldwide. It's like that for any generic.

That's common to all commodity medical supplies. Remember the IV saline shortage after Hurricane Maria took out the manufacturers on Puerto Rico? That doesn't need FDA approval (the facility does need inspection though), but you don't spin up a sterile bulk manufacturing facility in 6 months because of upfront costs that will take an eternity to recover.

You can only really make money in the US market

You can fleece the US citizen only so much. Elizabeth Warren showed in 2004 how stretched he is, and it has only gotten worse since. The rest of the world may pay less but it's bigger. Also, when you can justify the cost to the public authorities it will be paid - note that a course of glecaprevir/pibrentasvir Hep C protease inhibitor is 26 kUSD in the US and a comparable 27 kGBP in Britain. A heap of money, but beats the liver transplant, both in cost and quality of life.

The bigger threat to pharma is the poor return on investment. Information technology pays off faster and with lower risk. Goldman Sachs suggested the government step in, they are the only ones with big enough pockets. The suggestion is sound.

> It's the confluence of the low profit margin, high barrier to entry (FDA) and inelastic demand. The market does not support more than five or six players worldwide. It's like that for any generic.

That's precisely what I'm saying!

If we agree on the facts, our difference seems to be that I don't consider FDA regulations "natural". They can be reformed, and then we'd see many suppliers cranking out cheap plentiful insulin.

They can be reformed, and then we'd see many suppliers cranking out cheap plentiful insulin.

That's just nonsense. The other highly inelastic market is oil, there are massive price excursions when supply and demand are not matched. Have you seen what happened when oil demand dropped this spring? Prices completely fell off a cliff! Demand will not increase just because new capacity enters the market, instead prices will drop to make everyone unprofitable, including the new entrant, who will never be able to recover the initial investment.

It sounds like we agree that prices would fall.

Since the problem we're talking about is the very high prizes for insulin etc in the US, does that mean we agree this would be a solution for that problem?

No. You'd see volatility and a price drop until someone goes bankrupt, and then the system is back where it was before. Good luck finding an investor for that.

Why the market fetishism? The state of affairs needs price controls.

Prices do drop with innovation. Consider the praziquantel story. The compound was discovered in the early 1970s by a Bayer-Merck joint venture as part of a discovery effort for tranquilizers. It wasn't psychoactive but very efficaceous against flatworms (schistosoma and tapeworm) and then promptly shelved because of its high price, the synthetic route was complicated.

South Korea had a schistosoma problem at that time and couldn't pay Bayer for the compound or patent license, in the early 1970s Korea was still a threshold country, so at first they pirated it and then, because the original isoquinoline route required expensive starting materials the Koreans developed their own route. The glycine route made it possible to produce it cheaply for their own people and also opened up the worldwide veterinary market. This was actually the foundation for the Korean chemical industry.

The market works. It's well understood, just it works not in the way you think.

I strongly disagree with your view of how markets and prices work, but I think we've have to agree to disagree here.

Thanks for the chat!

> Generally, Pharma companies charge a lot for medications in the US _because they can_ - because no one stops them.

Walmart charges what they do because they can as well. Pretty much everyone charges what they can and nobody stops them. There aren't many business out there pricing stuff lower than what they can get away with.

There is a billion dollar opportunity here for whoever sells insulin at half price to the US market. Looking at the enormous price differences, it seems very likely that the opportunity exists. These are manufacturing prices; presumably before subsidy [0]. Unless I've really misunderstood what they are saying there is a huge opportunity for someone to get rich here. The most likely reason the prices are high is because the US government has somehow made it illegal to sell cheap insulin.

[0] "First, the manufacturer prices available in the MIDAS data do not reflect rebates or other discounts that might have been applied after drugs left the factory; we expect that, in many countries (and particularly in the United States), the net price paid for drugs was lower than the reported manufacturer prices shown in our results tables." - In the linked report

Walmart sells an inexpensive OTC insulin type ($25 a vial).

https://diabetesstrong.com/walmart-insulin/

It's an older formulation, and not commonly prescribed, unless you're cost sensitive.

> these issues are created by simple economics (market and regulatory issues), not ethical deficiencies

I don't think that "because economics" is a card that can be played to completely nullify any questions about ethics. We can and do make decisions at many different levels (from individual to nation-state) over how the economy works and how markets are regulated, and ethics are relevant any time decisions are made which affect other people.

Absolutely. Just like most of the bad situation in the US, it was created by a regulatory body or the government directly.

This is regulatory capture. The moralizing still applies, but it just applies to more people.

I agree, get rid of patents to allow anyone to compete. Then shut down the FDA (which has been subject to regulatory capture), and create a new smaller regulatory agency.

I live in CA and have type 2 diabetes, and I need to inject insulin once per day; on average, I use 1 insulin pen per month. The cost of 5 pens box at local pharmacy is about $33. The price used to be $40+ per box two years ago and recently dropped. So the insulin cost for me is about $7 per month.

I usually only care about the “real” price, which is the price I actually paid, rather than the prices from an article.

Maybe there’s difference between a type 1 patient, but this is my personal experience.

Sounds like you have good insurance so the real price is hidden from you.

Not the grandfather poster but those costs are about what I pay for my insulin without any insurance.

Your costs would be much higher with Type 1: somewhere between 10-30mL (3-10x 3mL pens) is more typical.

This is actually addressed in the article though:

> The study used manufacturer prices for the analysis. The final, net prices paid for insulins are likely to be significantly lower than manufacturer prices in the U.S. because rebates and other discounts often drive down the price paid by individuals in the U.S.

At a point wouldn't it be cheaper to hop on a flight to London , and check yourself into a hospital ?

I know if I wasn't upper middle class I'd likely be skipping medicine right now.

NHS style healthcare should be a human right

It is, and tons of people do it. Although they go to Mexico/India/SE Asia. There are entire medical tourism packages offered by hospitals in these countries - including airfare, surgeries/consultations, drugs, hospital stays, recovery at fancy resorts - all still working out to a fraction of the cost of treatment in the US.

Yep. But what do you do if you can't afford to do that? And even if you can, if you have a chronic condition, you would need to find a job in London (or whereever else you go).

I'm being a bit tongue in cheek , you can get round trip flights to London for 400$ or so.

No one should die due to an inability to pay. Even if you have a great job , you can still lose it

> Even if you have a great job , you can still lose it

Especially likely if you're distracted or impaired by an illness - even if not yet diagnosed.

It's called medical tourism. If you don't have (and in some cases even if you have insurance) you can any necessary surgery done in Singapore:

https://www.health-tourism.com/medical-tourism-singapore/

In India it is a big industry 'medical tourism'. You'll get a 5-star hospital with a trip to Taj Mahal bundled for free.

There is a Costa Rica Dental Group that advertises on a sports talk radio show here in Florida. They talk about their vacation / dental package.

You wonder what the coronaplague did to all the dentists in San Luis across the border from Yuma.

Some brits travel to France for surgeries :)

An EU Greece is probably best option.

You are obliged to have healthcare before visiting EU.

I’m afraid it doesn’t really work like that - even as a British Citizen you’d still need to be resident here. And if not, then becoming a resident would require a visa first - then yes you could get NHS care, but it would not be a timely procedure.

> "At a point wouldn't it be cheaper to hop on a flight to London , and check yourself into a hospital ?"

The NHS doesn't offer free non-emergency healthcare to non-UK residents. In general, you would have to prove that you are a legal UK resident before you'd be admitted. Obviously, in an emergency they would treat you no matter what (but potentially send you a bill afterwards).

You're right about hospital care, but if you need insulin you'd get it from a GP, not a hospital.

Just about anyone can register for primary care. There isn't an "ordinarily resident" test for primary care. P142 of this: https://www.england.nhs.uk/publication/primary-medical-care-...

Ordinarily resident applies to secondary care, but not including detention in a mental health hospital under the mental health act and not including A&E treatment in the A&E unit.

---begin quote---

8.4 Who can register for free primary care services?

8.4.1 A patient does not need to be “ordinarily resident” in the country to be eligible for NHS primary medical care – this only applies to secondary (hospital) care. In effect, therefore, anybody in England may register and consult with a GP without charge.

8.4.7 It is important to note that there is no set length of time that a patient must reside in the country in order to become eligible to receive NHS primary medical care services.

8.4.8 Therefore, all asylum seekers and refugees, students, people on work visas and those who are homeless, overseas visitors, whether lawfully in the UK or not, are eligible to register with a GP practice even if those visitors are not eligible for secondary care (hospital care) services.

That's pretty awesome.

Of course it's absolutely not practical, but if I ever wake up as a refugee in London I'll register with a gp

Edit : I almost want to see a SNL skit with a man who decides to have a mental breakdown, but prefers to do so in London vs the US

I forgot to put the patient facing info in my post, so I'll link it here: https://www.nhs.uk/using-the-nhs/nhs-services/gps/how-to-reg...

They have leaflets with information tailored to homeless people, asylum seekers and refugees, gypsy Roma and traveller communities, and visitors from abroad.

> but if you need insulin you'd get it from a GP, not a hospital

Gotcha, I will ask for the nearest surgery ;)

Given how ludicrously wild medical billing is in the US, chances are you'd still come out ahead.

Amusingly, for simple stuff you'll often get away with it. I think you might actually be able to get sutures for a cut and walk away with the bill going to the Crown. Might get ropey if you had to get a specialist in.

I know if you just got something in your eye and it only needs to be irrigated to dislodge the debris you'll probably not be billed.

> At a point wouldn't it be cheaper to hop on a flight to London , and check yourself into a hospital ?

Or walk into any Canadian pharmacy (if you can get into the country). Insulin doesn’t require a prescription here.

Dunno why almost everything else does though.

Medicare doesn't pay for drugs. It pays premiums for private insurance that pays for drugs.

The law says that the private insurance negotiates the prices rather than the government.

So the implication, that drug prices are not negotiated, is incorrect.

Here's an article about children and babies paying lots for Acthar too:

https://www.cnn.com/2018/06/29/health/acthar-mallinckrodt-qu...

They aren't on Medicare!

Of course, the conclusion that the entire insurance system is broken is just as bad or worse.

Is there any discussion as to why he didn't just switch to a cheaper (older) insulin? Last time I checked, it was still possible to get the older (R/N/L) insulins at around $25/bottle, over the counter.

Patients refuse to switch for a variety of reasons: fear that a different insulin will harm them, mental illness, discomfort with disturbing their insurance arrangement. You will hear diabetics (I am one, too) say that only a particular insulin works for them, even if that means they end up using no insulin at all, and/or haven’t seriously tried the cheap options.

Patient education is a necessary step to decreasing prices and encouraging innovative medications at the same time. As is decreasing the inevitable fury at diabetics like myself who dare to look inward.

How is that a good answer? Certain death will scare you much more than some discomfort or insurance arrangement. Cheap insulin works fine.

This is a classic case when some ridiculous example, where it's clearly patient's fault, is presented as the fault of the system.

Cheap insulin works. For long-term outcomes, I'd certainly argue that it doesn't work "fine." But it's definitely better than death.

Outside of mental illness, I cannot fathom choosing death over trying a different type of insulin. I may be biased, because I've used so many different types over my life.

I think the "outside of mental illness" is a pretty important qualifier here. I've never hit the point personally where I'd prefer death to diabetes, but I've certainly been close, and were it not for a pretty fortunate life - good insurance, ability to afford a good doctor who is knowledgable in this field, ability to afford a CGM and never have to worry about paying for testing strips (another ridiculous expense - frankly far worse than insulin given how much larger of a population it impacts) - I could certainly see myself in their shoes.

The other comment said it well—I would additionally encourage you to help other diabetics to understand what flexibility they have, using your experience.

Would likely work if you had a CGM (continuous glucose monitor).

Blood glucose levels are really hard to get right with old insulin. Literally everything you do pushes your blood sugar demand up or down (sleep, stress, activity, macronutrient load/timing).

Modern insulin analogs tent to smooth out these variables.

It is more difficult, but its not completely horrible. It's certainly better than the death in the post I was replying to ("was found dead in his home because he couldn't afford $1,300 per month for insulin."). I get that the older insulins are not as good. I get that they're more difficult to use. They are, however, most definitely better than dying. Any story that says says the person died because they couldn't afford 1300/ month for insulin is being disingenuous.

I don't know why this propaganda is so highly upvoted. Monthly insulin doesn't cost $1,300. Nowhere near that. Maybe if you select the highest priced option on the market. But what stops you from buying a reasonably priced option?

Can you shed some light on the truth then? Why don't you provide specific numbers if you argue specific numbers?

Depending on how many units/day you need. There's a great website for finding low priced insulin:

https://www.goodrx.com/humalog

$68.38 for five 3ml cartridges of 100 units/ml.

So if you need 100 units/day (that's on the high end), that's two weeks worth.

You only covered the bolus requirements.

You also need a basal insulin for Type-1 diabetes (unless you're on an insulin pump, which is an entirely different class of expense), so something like Tresiba ($505) (https://www.goodrx.com/tresiba) or Lantus ($357).

Still not $1300/mo, but your price is also using temporary rebates and coupons, which certainly aren't always available.

https://www.goodrx.com/basaglar

$250 for five 3ml at 100 units/ml (1500 units total).

https://www.goodrx.com/toujeo

$324 for three 1.5mL at 300 units/ml (1350 units total).

https://www.goodrx.com/lantus

$357 for five 3ml at 100 units/ml (1500 units total).

My sister paid ~$350 per 2 weeks in NC. The price depends heavily on where you are, how much you need, and how good your insurance is (she had none for other reasons).

Supported by both parties for decades. The US healthcare is between social and full private in a deep hole of despair and the funniest to me is that people trying to blame it on the other party they support. There are good examples for successful healthcare models in Asia or in Europe, they just need to pick one and go with it.

This shouldn't be allowed to happen. These people need this to live and your extorting as much as inhumanely possible from them. As a Canadian this disgusts me, I hope that there is change to allow people to get medication they need.

I thought the current administration was going to fix this problem once and for all. 3.9 years in and we’re no better than that other guy. I encourage you to vote and make sure your voice is heard!

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