"The coronavirus is the cause of about 20% of colds." and "0.2% of cold viruses are coronaviruses" aren't necessarily mutually exclusive statements
> There are more than 30 kinds, but only three or four affect people.
There aren't enough cold viruses around to allow for a 0.2% fraction.
My mind was definitely in the mode of what number and kinds of viruses that a body is exposed to, not so much how contagious it is, but I see your point.