If it's data preservation you are worried about (ie, if I wear it out and lose everything) then remember than flash memory, unlike spinning disks, is fail on write. That means that even if the drive dies, it can still be read. Compare to an ever so slightly misaligned platter getting a big scratch from a drives head.
The typical failure mode for a hard drive is for it to work fine and then completely die. No reading or writing, just dead. Flash cells usually become "stuck" after too many writes, turning an SSD into a read-only drive. Compared to hard drives, SSDs are much more tolerant of vibration and shock. I've had several hard drives fail, but no SSDs die on me.
Most importantly, I cannot overstate the performance benefit. Any machine without an SSD feels broken to me. Considering how much time most of us spend on our computers, $300 amortized over the life of the SSD is completely worthwhile.
Maybe it was bad luck twice but I'm sticking with hard drives for now.
http://www.anandtech.com/show/4202/the-intel-ssd-510-review/...