At a conference a few weeks ago I was listening to a professor arguing that insulation and PV are the wrong way to go; the least resource consuming system is one with regular brick houses, warmed with geothermal energy, and with much heavier mixing of functions in our urban landscapes (actually, landscapes all together, and make the urban/rural distinction obsolete). So basically growing food on the roofs of houses etc.
He had numbers to back it all up, too. I'm not saying they're correct, but at least he's trying :)
* http://www.sustainablebuilding.info/districtoftomorrow/
* http://www.ribuilt.eu/
* http://www.sustainablebuilding.info/(of course resource consumption per se is not an externalized cost, that's obvious; but the price we pay today for many things do not include the full lifecycle ('cradle to cradle') costs.
Regarding the amount of energy used; PV panels have working life of 20-25 years. The links I provided below include numbers (well, somebodies interpretation of them) somewhere on the consumed/produced ratio; I don't know how they relate. I'm just saying that using dollar value cost to calculate grid parity is wrong, from an environmental point of view, and that that goes for both sides (the coal and the PV side of the equation).