Ah yes.
They are charged with "using electronic communications or digital networks to obtain money based on false representation or promises." Remember fraudsters: If you just meet these people at a McDonalds you wont be charged with a crime. Do not use mail or wires and watch the government squirm.
https://www.justice.gov/archives/jm/criminal-resource-manual...
If you defraud your local grocery store with your coordination meetings in a local mcdonalds, it's _probably_ a state crime. ()
() (1) there are many ways a crime can slip into federal jurisdiction; (2) IANAL, so don't take advice from me when you're about to commit fraud.
For it to be a federal crime, there just needs to be federal interest. They can make it a federal crime if they're interested.
In United States v. Lopez, ___ U.S.____, 115 S.Ct. 1624 (1995), the Supreme Court invalidated, as beyond the powers of Congress under the Commerce Clause, the Gun Free School Zone Act, which criminalized the possession of a firearm within 1000 feet of a school.
https://www.justice.gov/archives/jm/criminal-resource-manual...
Federal Interest doesn't define the jurisdiction of the Federal laws.
Why? Presumably because the state prosecutors are poorly funded compared to federal prosecutors?