Heck, three things can be true at the same time. For example, in the Uber self-driving car death:
- uber's safety systems failed to recognize a human in the road
- the backup human driver failed to pay attention
- the woman in the middle of the street failed to pay attention
There can be N failures that all contributed to a given disaster, and it's important to consider all points of failure which can be mitigated in the future, not just the most controversial point of failure.