How is any family, which was already living paycheck to paycheck ever going to sort that out. What's going to happen is tons of Americans are simply not going to be able to pay, their credits will be ruined and the rent won't be paid anyway.
It would be nice to present a goal, no one pays rent until we have a functioning economy again, and then sort out the details a bit later. The government could forgive property taxes as well, Banks could delay mortgage payments until the end of the pandemic.
I spoke to one friend who was three months behind on rent at a point. Telling him to Buck up and figure it out, isn't going to do any good. Money ultimately is an abstraction, as a society we very much can shape the rules around it. I can't imagine millions of homeless families being worse than landlords having to seek out different arrangements with their Banks.
Overalla lot of people aren't going to be able to pay rent through no fault of their own, they shouldn't be evicted as punishment. Or you can tell me ,how would anyone catch up on a year of rent once the eviction moratorium is over ?