Dropbox has an advantage here, in that all files are stored local (mirrored, really) in user's computers, and they are backed up. It doesn't scale to shared editing, though.
I'm turning more and more to plaintext/markdown on Dropbox.
I'm turning more and more to plaintext/markdown on Dropbox.
In short: if you're reliant on the cloud service for your backups (as distinct from your sync'ing), you're at risk.
AeroFS is the best off-site solution so far, but it's still very beta.